Owning a home in Seattle may seem like an elusive dream due to the hefty down payments often required. But did you know you can actually buy a home with just 3.5% down? Yes, you read that right! Washington State offers several programs that enable you to make this dream a reality, even if you can't fork over a large upfront payment.

Why 3.5%?

The 3.5% down payment option stems from a variety of lending programs designed to make homeownership more accessible. These programs are particularly beneficial for first-time homebuyers or those without a large savings fund. At Emerald Group, we've successfully guided many clients through the process of securing homes with smaller down payments.

Down Payment Assistance Programs

Beyond the 3.5% down payment options, Washington State also has down payment assistance programs. These programs can offer financial aid or reduced interest rates, making it even easier for you to move from renter to homeowner.

Trusted Lenders

Choosing the right lender is crucial when pursuing a home with a small down payment. At Emerald Group, we have a network of trusted lenders that we recommend. These experts can walk you through the nuances of low down payment options, ensuring that you get the best possible terms.

If you or someone you know is interested in buying a home but is held back by the idea of a large down payment, share this blog with them. We're more than happy to help guide prospective homeowners through this process. With the right guidance and financial planning, owning a home in Seattle is possible—even with just 3.5% down!

It’s time to stop putting your dreams of homeownership on hold due to financial constraints. With as little as 3.5% down, you could be holding the keys to your new home in Seattle sooner than you think. So don't hesitate—reach out to us, and let's make that dream a reality. Brennan's got your back!