Buying a home in Seattle is no small task—especially with the competitive market, tight inventory, and ever-changing interest rates. If your goal is to be in a new home by 2025, the best thing you can do right now is create a plan.

Here’s a simple step-by-step guide to help you start strong and stay confident as you move through the process.

Step 1: Interview Real Estate Agents

Not every real estate agent is the right fit. Your agent should be someone who understands the Seattle market, knows how to navigate complex negotiations, and aligns with your communication style.

What to look for in a great agent:

• Deep local experience

• Proven strategy for competitive offers

• Clear communication and trust

Take the time to talk to a few agents before you commit. Ask about their recent success stories, how they help buyers in today’s market, and how they’ll advocate for you. When the right fit clicks, you’ll know.

Bonus tip: If you’re moving from out of state, I can connect you with top agents across the country.

Step 2: Interview Lenders and Understand Interest Rates

Your lender matters just as much as your agent. A good lender won’t just offer competitive rates—they’ll help you understand how interest rates affect your buying power and monthly payments.

Ask your lender:

• What loan options do I qualify for?

• How do today’s rates affect what I can afford?

• What happens if I want to refinance later?

Choose someone who takes the time to explain your options clearly. You want a lender who educates, not just one who processes paperwork.

Step 3: Define Your Non-Negotiables

Before you start touring homes, make a list of what really matters to you. This will save time, avoid distractions, and help you stay focused when the pressure builds.

Think through:

• How many bedrooms and bathrooms do you need?

• Do you want a yard, a garage, or a home office?

• What commute or neighborhood fits your lifestyle?

• Are schools, walkability, or public transit important?

Also, involve anyone else in the decision—your partner, family, or co-buyer—and align early. Knowing your deal-breakers and must-haves gives you clarity when it’s time to make an offer.

Don’t skip the neighborhood test:
Walk around during the day and at night. Visit the local coffee shops, check out the traffic, and talk to people if you can. You’re not just buying a house—you’re choosing a community.

Step 4: Tour Homes and Refine Your Criteria

Once you’re clear on your priorities, start looking at homes. Visit as many as you can that match your list, and take notes.

But remember—it’s okay to change your mind as you see more options.

Don’t like the layout of a first-floor bedroom? Cross it off.
Fell in love with a feature you hadn’t thought about before? Add it to your list.

This is your chance to fine-tune what truly fits your lifestyle. The more homes you see, the more clarity you’ll have when it’s time to move forward.

Final Thoughts: A Strong Start Leads to a Smart Buy

Buying a home in Seattle is a big decision. But with the right planning, support, and strategy, it doesn’t have to feel overwhelming.

If you want to be in a new home by 2025, now is the time to:

• Build your team (agent + lender)

• Get educated

• Clarify your goals

• And explore your options with confidence

Need help getting started? Let’s set up a strategy session. I’ll walk you through the process and help you get a clear, step-by-step plan to buy your home in Seattle—on your terms.